How Credit Card Works?

Image Resources :totallymoney.com

If you are new in using Credit Card, You need to understand how it works. The first thing you need to know is your cut off. date is important because everything you buy through your before this cut off dates is the amount that you need to pay as soon as possible after the date. However user are given a grace period, which is about 20 days, but it depends on your credit company.

If you pay in time you will not be charge of any interest on the amount that you use before the cut off date. However if you fail to remember your deadline, head ache starts because you need to pay late fee plus the charge of being late.

So is good if you will be able to pay on time and use it only during emergency. But do not treat every time you see a sale on mall or online purchasing as emergency. If you make it a habit to be an impulsive buyer, trust you will be having lots of debt from your company.

I use my for my online business and other that involves monthly .

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One Comment

  1. Henry says:

    Hello! Checking all my blogroll friends. Merry Merry Christmas po, dumaan lang ako.

    [Reply]

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